Finance · Product Comparision

Know before you buy: Store Protection Plans

  Currently we are in the season of shopping and many of us are going to buy new cell phones, tablets, computers, televisions and accessories. Many retailers offer a protection plan for those items at an additional cost. Many people wonder if the store protection plan is worth the additional money. The short answer to… Continue reading Know before you buy: Store Protection Plans

Fitness & Wellness

Wellness Wednesday: Caring for Yourself Helps You Better Care for Others

Caring for yourselfSelf care consists of the actions that you use to take care of your physical, mental, and emotional health. Self care is unique for everyone. Good self care is a challenge for many people and it can be especially challenging for survivors of interpersonal violence and abuse. When you have a lack of self care it can lead to other problems. Problems like burnout. Burnout is a state of emotional, mental, and physical exhaustion caused by excessive and prolonged stress. It occurs when you feel overwhelmed and unable to meet constant demands. As the stress continues, you began to lose interest or motivation that led you to take on a certain role in the first place.

Burnout reduces your productivity and saps your energy, leaving you feeling increasingly helpless, hopeless, cynical, and resentful.  Eventually you may feel like you have nothing more to give. Also without good self care it can also bring about compassion fatigue. Compassion Fatigue is a state experienced by those helping people or animals in distress, it is an extreme state of tension and preoccupation with the suffering of those being helped to the degree that it can create a secondary traumatic stress for the helper. While the effects of Compassion Fatigue can cause pain and suffering, learning to recognize and manage its symptoms is the first step toward healing. Continue reading “Wellness Wednesday: Caring for Yourself Helps You Better Care for Others”

Finance · Product Comparision

Money Saving Monday: Protect your Investment, Buy Furniture Covers

sofa cover

This is season of more traffic to our homes than normal. Speaking as person with very light colored living room furniture, I am constantly inspecting it after people leave. Sometimes I quickly forget about the others options that I have to protect my furniture. Furniture covers!! That’s right people, furniture covers are not just for those times you want to switch up the living-room’s appearance. Furniture covers are great way to protect your living room furniture. Now I will admit a very nice pair of furniture covers can cost a pretty penny. I have to admit though, they are totally worth the money. Furniture covers are an investment that will protect your larger investment.

Think of it this way, some of us spend quite of bit of money purchasing phone cases like the oh so popular OtterBox covers for our phones in order to protect them, why not buy furniture covers to protect your living room furniture that you paid thousands of dollars to purchase? When it comes to our living room furniture sometimes we need a little extra piece of mind, especially when children are involved. The great thing about furniture covers is that they can be removed and machine washed. Continue reading “Money Saving Monday: Protect your Investment, Buy Furniture Covers”

Finance

Grasping the Reality of your finances

100 dollar bill editHaving a realistic scope of your finances is a healthy way to take a step toward a debt free life. Many years a ago, Donald Trump (before he was as successful as he is today) made the comparison between himself and a debt free homeless man. He said if he were to give the homeless man one dollar that the homeless man is technically richer than he was at the moment.  You may think that doesn’t make sense. Essentially a lot of us live a life that is in the negative when it comes to our finances. We buy our cars, homes, clothes, furniture, appliances and sometimes even our vacations on credit. And we are simply surviving by making minimum monthly payments laced with interest charges. Real money is the money that we actually have in our bank accounts that we earned. Imaginary money is our line of credit and our overdraft accounts. I have seen it time and time again in which the bank gives larger and larger overdraft limits and credit card companies increase card limits. When these increases occur, it does not mean that we now have more money. Remember that money is imaginary, again what we actually have is what is in our bank accounts (or in some old school cases, hidden in the mattress.) I am not saying that credit is a bad thing, however if we assess what we actually have, we can better access what we can afford to actually buy. We have often heard experienced financial analyst and economic geniuses like Suze Orman, tell us to live within our means. Today let’s take the time to determine what our means actually are rather than the imaginary money we believe them to be. Happy savings!!!