Finance

Sometimes spending more can cost you less.

Learn how to spending money can cost you lessRight now we are in the heart of shopping season and the more we buy the more we may begin to question the price-point of some of the purchases. I by no means am a brand junkie. I will admit however I prefer some brands over others. I like to make my purchases based on quality. I will admit however there are some brands that are synonymous with quality. I remember a few years ago there was a basketball player named Stephon Marbary, who like many basketball players had his own line of tennis shoes. He however took a different approach than most athletes, his tennis shoes were sold for roughly $20 instead $100, I clearly remember watching a news story on TV that compared his tennis shoes to the leading $100 brand. It was found that his tennis shoes, called the Starburys, were of equal quality to that of the more than $100 tennis shoes. Stephon Marbary line of tennis shoes are one of the few cases in which a quality brand that could have otherwise easily charged five times more, purposely choose to charge a lower affordable price.

You may think that it is unjustifiable for some companies to charge what may seem to be 50 to 75% more for their particular products.

However sometimes spending more can cost you less money over time. A friend of mine and his father both purchased dress shoes for church roughly about the same time some years back. His father just wanted to get shoes that fit at a good price. On the other hand, my friend meticulously examined each shoe and ultimately purchased a pair of shoes that were about four times the price of his fathers shoes. Continue reading “Sometimes spending more can cost you less.”

Finance

5 Quick Way to Save Money

Coins with saving message

With shopping season upon us each of us are looking for ways in which we can pinch pennies before we scour the mall. There’s lots of things you can do right now that can save you lots of dough. You guys know that I always wanna talk about streamlining things in order to make life as comfortable, fun, and easy as possible. I know there are lots of readers that don’t start saving in January for late November and December shopping. I wanted to give a few last minute tips that can save you some dough so shopping season won’t be having you reaching for your credit card. Cash over credit eliminates January credit card bill stress, right? Ask yourself what services did you pay for that you could be doing yourself. This of course does not just apply for shopping season it applies all year long.
Continue reading “5 Quick Way to Save Money”

Food and drink

Prepping Fajita Style Veggies

Fajita strip covereditIt is extremely convenient to use pre-prepped vegetables for meal preparation. Cooking at home is a big money saver. However sometimes some of the pre-prepped items can still cost quite a bit more than if we had prepped the items are ourselves. In some cases I highly recommend buying prepped veggies like frozen spinach and okra. However there are times that you will see a price difference of 50 to 75%  more  than if you were to prep your veggies yourself.

For example, I found a fajita mix of veggies that appeared to  be a little less than 2 cups of veggies for $3.99.  I purchased the same components: 1 green bell pepper, 1 red bell pepper, 1 onion, and 1 jalapeño for $2.14.

fajita vegsfajita veg label

 

After slicing the veggies I still had an entire half of onion remaining. In addition to that I made 4 cups rather than 2 cups for the $2.14.  If we did the math on two cups then my actual price $1.07 for 2 cups of fajita style veggies that were prepped by me. That is more than a 70% price difference for something that would take less than ten minutes or so to do (less than 3 minutes if you are really handy with a knife)

IMG_20150920_195113_606plate of veggies

Wanna talk about streamlining things a step further?

1. Prep enough veggies for another meal
2. Freeze them in a freezer-safe bag
3. Use the frozen veggies in a future meal

Self-Prepped frozen veggies allow you to:
1. Have control over your ingredients-you can add as little or much as you like
2. Saves money
3. Saves time

Extra tip: If I know that I am going to be using the same veggies later in the week but (Maybe diced instead cut into strips) for something like a soup or casserole, then I go ahead a pre-cut more veggies and then refrigerate them in a container to use that same week.

Don’t know how to make fajitas? First check out some Basic Knife Skills and then check out this great recipe Oven Baked Sheet-Pan Fajitas

Finance · Kids and Family

How to save big on School Projects

Learn how to save big on your child's next school project.School is back and in full swing. The kiddos are at the point where teachers are going to assign some project that will have you driving your child from one store to the next to acquire supplies. The cost of supplies can quickly add up, not to mention there will likely be more than one project to do this school year. There is no way avoiding the laborious task of finding and buying supplies to make the most awesome project in hopes of getting the teacher’s approval. We want to talk about how to get supplies without breaking the bank.

1. Preparation is key– Easier said than done sometimes. Even as adults we sometimes put things off until the last minute. There should be no surprise when children do the same. Be proactive, ask the teacher at P.T.A. meeting if there are any upcoming projects. Having some notice can make the difference between buying last minute over-priced supplies in the middle of the night at the nearby local drug store or having the opportunity to get the best bargain else-where.

With a little preparation you can save big. Amazon is a great place to buy supplies at great prices. Not only are you able to take your time to find a savings, but you also get the luxury of comparing the quality of the supplies without having to leave your home. All glues, glitters, and clays are not created the same. The customer feedback on Amazon’s site can help you better pick the correct supply the first time around.

2. Check out your local crafting store– We all know that we can go to the local Wal-Mart, yes they have bargains but when it comes to variety, then Wal-Mart does not compare to your local craft stores like Hobby-lobby, Joann’s Fabrics, and Michael’s. These stores offer major savings. Michael’s and Hobby Lobby both offer 40% off coupons in Sunday’s paper almost year round. In addition to that all three have printable coupons on their websites and sometimes have mobile coupons as well. Forty percent off can be a pretty penny saved. Often the coupons is for 1 item, however all of the aforementioned stores take the 40% off of the priciest item, so there is no need to do a separate transactions to capitalize on the discount.

Continue reading “How to save big on School Projects”